Every chain has a weakest link

When funds are transferred, one unverified bank detail can be all it takes. Confirmly helps firms check before money moves.

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30 years

LMS supporting the property sector

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300

Law firms, on average, updating their details with LMS every month

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6 months

Changes to account name, sort code or number flagged on every check

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Same day

Referral turnaround for firms not found, if submitted before 4PM.

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The moment the chain gets tested

Completion is when conveyancing fraud does its damage. That's not because firms aren't careful. It's because the fraud is designed to look like nothing is wrong. It's sometimes called Friday Afternoon Fraud, after the moment funds are most likely to move under pressure and least likely to be double-checked.

It usually breaks in one of three places:

    • The changed account. A routine-looking email arrives with "updated" bank details, days before completion.
    • The convincing call. Someone rings to confirm the details, with the right names and the right tone. The account isn't theirs.
    • The trusted-once check. The details were verified months ago and never revisited.

Your process can be sound everywhere else. Fraud only needs one link that's trusted more than it deserves.

Meet Confirmly 

Strengthen the link that matters most

Confirmly, from LMS and available through OneSearch, checks that the bank details you've been given genuinely belong to the law firm you expect, before money leaves your client account.

It doesn't replace your process. It adds an independent check at the point where the risk is highest.

    Checks bank details against law firm data held by LMS

    Covers lender panel firms, plus off-panel firms that are regularly searched

    Includes firms in Scotland and Northern Ireland, as well as England and Wales

    Includes indemnity cover on every Match result

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How confirmly works

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Search

Enter the law firm's bank details and choose the branch you're paying.
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Check

Confirmly compares them with the data LMS holds and flags any change to the account name, sort code or account number in the last six months.

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Record

You get a clear result and a downloadable PDF summary for your file, with "risk reducers" to guide any further checks.

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Clear results, whatever the answer

Match. The details agree with what LMS holds for that branch, there are no regulatory alerts LMS is aware of, and the firm's information hasn't recently changed. It's the only result that carries indemnity cover. [Link: indemnity terms

Match with Cautions or No Match. Your PDF includes the contact details LMS holds for the firm. That means you can call a number you can trust, not the one in the email.

Checking old details? If the bank details you search have since changed, Confirmly tells you.

Firm not found? Request a referral. LMS's team contacts the firm's finance team directly and runs SRA, Companies House and address checks. Results come back the same day if you submit before 4PM.

A check is only as strong as its source

Confirmly draws on LMS Panel Link, the service mortgage lenders use to connect with law firms that meet their quality, security and compliance criteria. Firms must keep their details current to keep their panel status. Add yearly reviews on top, and the data is constantly refreshed: on average, 300 firms update it every month.

That's more than 30 years of LMS working between lenders and law firms, focused on one question: is this account really theirs?

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    Test your chain before someone else does

    See Confirmly in action in a short demo, or talk to your OneSearch Account Manager about adding it to your process.

     

    Need help?
    Call 0800 052 0117 or email our team

    OneSearch

    OneSearch is a Landmark Information Group Ltd. company.

    Registered Office: 2nd Floor, Skypark 1, 8 Elliot Place, Glasgow, G3 8EP.
    Registered in Scotland under No. SC230285.